LORIQ™ Commercial
Credit Intelligence.
Developed by LORIQ Technologies, Credit Intelligence is commercial credit intelligence and commercial debt portfolio management software for corporate borrowers and executive finance teams. It brings facilities, financing obligations, and credit position into a single operating environment.
Built for the borrower, not the bank.
Corporate finance teams often manage commercial debt with disconnected spreadsheets, calendar reminders, and static legal documents. Credit Intelligence addresses the borrower-side work of managing existing facilities and financing obligations; it is not lender underwriting, loan origination, or bank portfolio software.
LORIQ Credit Intelligence is designed from the corporate borrower's perspective, giving finance teams a structured view of debt, lender relationships, covenant status, reporting calendars, and upcoming maturities.
By treating the credit agreement as a dynamic operating model rather than a static document, the platform helps teams monitor compliance, maintain their credit position, and prepare for obligations before they become urgent.
The complete debt capital structure.
Credit Intelligence unifies the core domains of borrower-side commercial debt portfolio management: facilities, covenant monitoring, maturity management, reporting calendars, lender relationships, and financing obligations.
Loans & Credit Facilities
Structure complex capital arrangements across multiple lenders, tranches, and facilities. Maintain visibility into outstandings, borrowing base availability, interest rate calculations, and critical maturity timelines.
Covenants & Compliance
Translate legal credit agreement provisions into computable financial and affirmative covenants. Monitor thresholds proactively rather than retrospectively, bringing mathematical precision to compliance management.
Reporting Obligations
Centralize the tracking and execution of all lender reporting requirements. From monthly borrowing base certificates to quarterly financial statements, establish a system of record for deliverables.
Document Intelligence
Ground system data in legal truth. Intelligent extraction parses credit agreements, amendments, and notices, linking the operational data back to the exact clause in the source documentation.
Financial Information Integration
Connect directly with enterprise resource planning and accounting systems. Automatically pull the underlying trial balance and financial data required to calculate covenants and assemble reporting packages.
Lender Relationships
Manage complex syndicated structures, agent banks, and participant lenders. Maintain a clear log for all lender communications, requests, and distributed financial packages.
The Research Foundation
Read the foundational research paper detailing the structural challenges in middle-market commercial finance that led to the development of LORIQ Credit Intelligence.
The Product Platform
Visit the dedicated product destination to explore feature specifics, view platform interfaces, and understand how Credit Intelligence deploys into an organization.