LORIQ Technologies
SOFTWARE · APPLICATIONS · MANAGED DIGITAL PLATFORMS

Digital infrastructure for
businesses and professional firms.

LORIQ develops custom software and digital applications for business operations, and institutional-quality digital platforms for professional-service organizations. From a workflow problem or financial process to a complete managed digital presence, we turn complex requirements into functioning technology.

Our Foundation

We translate business challenges into intelligent technology.

Financial Intelligence DashboardA purpose-built executive financial dashboard showing liquidity, performance, capital structure, and 13-week forecast models.LORIQ / FINANCIAL INTELLIGENCEOVERVIEWLIQUIDITYPERFORMANCECAPITALDATA CURRENTAVAILABLE LIQUIDITY$24.8M+8.4%TTM REVENUE$186.4M+7.2%ADJUSTED EBITDA$28.6M15.3% MARGINNET LEVERAGE2.8x↓ 0.3xCOVENANT HEADROOM38%HEALTHY13-WEEK CASH$18.7MPROJECTEDCash & Liquidity Outlook13-WEEK FORECAST MODELACTUALFORECASTW1W4W8W13CAPITAL STRUCTUREDEBT OUTSTANDING$42.5MWTD. AVG RATE7.45%COVENANT STATUSWithin RangeWORKING CAPITALA/R$14.2MA/P$8.4MINVENTORY$12.1MCASH CONV.42 DaysUNIT PERFORMANCE (YTD)ENTITYREVENUEEBITDAMARGINNorth America Ops$84.2M$14.5M17.2%EMEA Distribution$62.8M$8.1M12.9%APAC Services$39.4M$6.0M15.2%LORIQ AI INSIGHTLiquidity OptimizationCash conversion cycle hasimproved by 4 days thisquarter. Projecting $2.4Msurplus in W6. Considerearly facility paydown toreduce interest drag.VIEW SCENARIOEXCEPTIONS2A/R Aging > 90 Days2 clients exceed limit ($1.2M)Margin CompressionEMEA dist. dropped 1.4%Covenant CertificateAuto-generated for Q3

LORIQ Technologies builds purpose-built technology for complex business environments. Our advantage is not technology alone. It is the combination of deep business and financial expertise with accomplished software, AI, engineering, and digital development talent.

We understand the financial, operational, and workflow challenges organizations face, define what the technology must accomplish, and bring together the right capabilities to deliver the solution.

From workflow automation and custom enterprise applications to financial intelligence, dashboards, and specialized digital experiences, LORIQ develops technology that connects information, improves efficiency, and supports better decision-making.

Technology should adapt to the business—not force the business to adapt to technology.

Operational Expertise
  • Commercial Banking
  • Corporate Finance
  • Business Operations
Technical Execution
  • Enterprise Architecture
  • Artificial Intelligence
  • Software Engineering
Delivery Outcomes
  • 01Proprietary Software Platforms
  • 02Custom Enterprise Applications
  • 03AI & Workflow Automation
  • 04Digital Experiences
  • 05Systems Integration
Development Capabilities

Three complementary ways to build.

LORIQ develops custom software for business operations, financial intelligence dashboards for executives, and sophisticated managed digital platforms for professional-service organizations. All three combine business understanding, financial domain knowledge, software engineering, digital design, and AI.

Featured Platform
LORIQ Commercial Credit Intelligence

Commercial Credit Intelligence for Borrowers

A high-fidelity platform that parses, structures, and monitors credit agreements and financial covenants in real time. Designed specifically for corporate borrowers managing complex debt facilities and multiple credit structures.

Automated covenant calculations
Debt maturity tracking
Intercompany entity mapping
Real-time headroom analysis
Explore Credit Intelligence
LORIQ Technologies
Live · Q3 2026
DEBT SERVICE COVERAGE
1.84x
TOTAL DEBT
$12.4M
WTD MATURITY
2.6 YRS
COVENANTS
6 / 6 PASS
Cash Flow vs. Debt Service
TTM indexed · all lenders · 4 facilities
LIVE SYNC
Covenant & Structure Tracker
All Passing
Leverage Ratio
2.81x
Fixed Charge Coverage
1.67x
Minimum Liquidity
$4.2M
Fixed / Hedged
64%
Alert: Downside -15% EBITDA modeled: covenants hold through +24 months. Refi window opens Q2 27...▍
CREDIT ANALYSIS
›Leverage 2.81x vs 3.50x limit — headroom widening 3rd consecutive quarter
›No maturity wall inside 24 months; rate exposure within policy
›Stress paths: base case pass rate 84% — breach risk LOW
Custom Engineering

Customized Enterprise Solutions

Some business challenges require software that doesn't exist yet. LORIQ designs custom enterprise solutions that unite finance, operations, data, workflow, analytics, and decision support into single, coherent environments.

For document processing, approvals, reporting, and system handoffs, explore our financial and operational workflow automation. For specialized web-based applications, client portals, and data-driven sites, explore our Financial & Professional Digital Experiences.

Representative scenarios — illustrations of what LORIQ can engineer, not client engagements

01
Representative Solution
Logistics & Distribution
Intended Outcome
Same-day invoicing and real-time profitability by route and customer
Technologies Applied
System IntegrationsWorkflow AutomationDashboards

The Challenge

Dispatch, fleet, and freight billing data trapped in disconnected systems, forcing manual reconciliation and delaying invoicing.

The Solution

An integrated operations hub that unifies dispatch, telematics, and billing data with automated invoice generation and margin visibility by lane.

02
Representative Solution
Agriculture
Intended Outcome
Proactive supply chain routing and accurate yield forecasting
Technologies Applied
Data PipelinesBusiness IntelligenceEnterprise Architecture

The Challenge

Disparate IoT field sensors, weather APIs, and legacy supply chain databases creating fragmented visibility into harvest yields.

The Solution

A unified enterprise data architecture and executive dashboard suite that aggregates large-scale datasets.

03
Representative Solution
Construction
Intended Outcome
Dramatically shorter draw payment cycles
Technologies Applied
Enterprise ApplicationsWorkflow AutomationReporting Automation

The Challenge

Complex sub-contractor lien waiver and insurance compliance tracking managed via static spreadsheets.

The Solution

A custom compliance workflow application with automated milestone triggers, document validation AI, and ERP integration.

04
Representative Solution
Manufacturing
Intended Outcome
Accelerated inventory synchronization across global sales channels
Technologies Applied
API DevelopmentSystem IntegrationsData Pipelines

The Challenge

Legacy on-premise inventory systems lacking API capabilities, forcing manual data entry for e-commerce channels.

The Solution

An intelligent middleware layer and syncing engine that acts as a modern API gateway over legacy databases.

05
Representative Solution
Professional Services
Intended Outcome
A day of manual assembly becomes a minutes-long automated task
Technologies Applied
Custom PortalsDashboardsBusiness Intelligence

The Challenge

Partners spending non-billable hours assembling complex multi-entity organizational charts and risk reports.

The Solution

A proprietary diagramming tool that instantly constructs interactive organizational maps from structured client intake data.

Technology

Technology

Engineering discipline over feature velocity. We construct proprietary software using architectural patterns suited to demanding financial and operational environments. Every layer is designed for clarity, scale, and controlled execution.

The Stack

The Intelligence Layer

LORIQ systems sit between your raw, fragmented data and your executive decision-making. We ingest disparate data and output structured, actionable intelligence rapidly.

Legacy Systems
LORIQ Platform
Actionable Insights

Enterprise Architecture

Built with disciplined structural integrity. We design resilient systems around availability, recovery, and predictable behavior under operational stress.

Data Connectivity

Unified data structures that reduce legacy silos. We engineer pipelines that bring structured and unstructured data into governed operational views.

Security by Design

Security controls incorporated throughout the architecture, including granular role-based access, detailed audit trails, and configurable compliance workflows.

Cloud Infrastructure

Deployed on scalable, repeatable cloud infrastructure. Environments can be containerized and orchestrator-managed to support controlled enterprise deployment.

Artificial Intelligence

Pragmatic, high-utility intelligence. We deploy specialized models for document parsing and classification rather than generic, uncontrollable AI.

Scalable Platform

Elastic computational resources designed for changing workloads. Architectures can scale horizontally to process large transaction volumes reliably.

API Ecosystem

Developer-oriented integration endpoints. Documented, versioned APIs support structured connectivity with internal tools and external partners.

Financial Dashboards & Analytics

Purpose-built financial intelligence environments that bring operating, accounting, liquidity, capital, and performance data into decision-ready views.

Enterprise Integrations

Designed for compatibility with legacy systems. We build robust middleware that integrates securely with core banking, ERP, and CRM platforms.

Industries

Industries We Serve

LORIQ builds purpose-built enterprise software and specialized digital experiences for middle-market organizations whose financial, operational, and reporting complexity has outgrown disconnected tools.

Financial Services

Connected portfolio data, reporting workflows, decision support software, and institutional digital experiences for private equity, family offices, and advisory firms.

Construction & Real Estate

Project, compliance, draw, and financial workflows alongside stakeholder digital platforms for commercial developers and general contractors.

Manufacturing & Logistics

Integrated operating data and exception-driven workflows across complex supply chains and facilities.

Agribusiness

Operational intelligence connecting field, inventory, financial, and supply-chain information.

Professional Services

Structured intake, analysis, reporting, and client-service workflows, paired with credibility-driven digital platforms for specialized advisory practices.

Specialized Domains

Custom software engineered for specialized business models that lack effective off-the-shelf solutions.

Request to Connect

Tell us about the challenge, initiative, or platform.

Connect with LORIQ to discuss custom software, workflow automation, financial intelligence, AI, systems integration, or a specialized digital platform.

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Project Type

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Direct Contact
LORIQ Technologies, LLC
California, USA

Every inquiry is reviewed directly by the team responsible for the selected service.

LORIQ Technologies

LORIQ develops custom software and digital applications for businesses, along with managed digital platforms for financial and professional-service organizations.

LORIQ Technologies, LLC
info@loriqtechnologies.com
(888) 835-8839

LORIQ™ is a trademark of LORIQ Technologies, LLC. U.S. trademark application pending.